Lee Gates: Okay, here we go. Are you listening? Are you paying attention out there? Good. Because it's about to get complicated, so I'm gonna start out slow and make it nice and simple for you. You don't have a *clue* where your money is. See, once upon a time, you could walk into your bank, and they'd open a vault and point to a gold brick. Not anymore. Your money - that thing that you bust your ass for - it's nothing more than a few photons of energy traveling through a massive network of fiber optic cables.